Don't start home shopping until you are Pre-Approved first!

So, you’ve been thinking of purchasing a home.  You’ve picked up all of the real estate books from the grocery store stand and you are now ready to call a Realtor®.

Stop!

In this market, buyers need to get pre-approved for a loan before even consulting with a Realtor® for a variety of reasons.

Here are a few:

• Most Realtors® these days won’t even waste their time driving clients around to look at homes without a pre-approval.

• You won’t have the disappointment and heartache of finding a house you fall in love with only to find out you don’t qualify for a loan.

• Sellers want buyers to be pre-approved.

• With tighter underwriting requirements, you may not qualify for a loan you may have qualified for a year or two ago.

• Many properties are “under-priced” to provoke multiple offers.  If you are not already pre-approved, you may miss out on being able to submit a competitve offer.

Consulting with a Mortgage Lender prior to shopping for a home will help you understand the best loan option available to you and possibly save you money & heartache!

If you are ready to apply for pre-approval, click HERE.